Product Manager - Payments & Checkout (m/f/d)

HomeToGo is Europe’s leading vacation rental group with the vision of unlocking better stays. Our team is united by a passion for travel, driven by innovation and impact, and guided by open-minded leaders at every level. Our commitment to recognizing and empowering exceptional talent is the foundation of our growth. We are actively hiring candidates from all around the world, including sponsoring visas for Germany. An amazing journey of opportunity with an international team lies ahead - join us!

In this role, you will drive the "why" of our Checkout experience, owning the end-to-end payment flow from the moment a customer commits to a booking through to successful transaction processing. Your work will directly support our conversion optimization and payment capability expansion across diverse European markets, helping us reduce friction for both B2C and B2B customers in a complex, multi-brand environment. You will act as an entrepreneurial partner, working closely with senior management to steer the product direction while ensuring seamless execution across our group subsidiaries.

• Define and execute a high-impact product roadmap for the Checkout domain, focusing on optimizing conversion and enhancing the user experience across multiple brands.

• Own the integration and optimization of checkout flows, including the implementation and refinement of local payment methods and wallets to maximize acceptance rates.

• Launch and monitor KPIs such as acceptance rates and fraud rates, translating complex user data into actionable product insights.

• Lead the transition of payment processing for group subsidiaries, bringing them under our centralized payment product.

• Design and execute A/B tests and experimentation frameworks to systematically improve payment conversion and validate product hypotheses.

• Partner cross-functionally with Engineering, Design, Finance, and Legal to ensure compliance with regulatory requirements like PSD2 and SCA.

• Have 2–4 years of overall professional experience in the Payments domain, with at least 1 year specifically as a Product Manager.

• Demonstrate a strong understanding of payment processing life cycles, card scheme rules, and checkout flow optimization.

• Exhibit strong analytical capabilities, including basic knowledge of SQL for data querying and a solid grasp of descriptive statistics.

• Navigate complex multi-currency and multi-country configurations with ease, showing curiosity for the technical and regulatory landscape of EU fintech.

• Communicate with high energy and an entrepreneurial spirit, showing the ability to influence stakeholders in a fast-paced environment.

• Thrive in a servant leadership culture, prioritizing team success and customer-centricity over ego.

Nice-to-haves:

• Experience in a large-scale marketplace environment

• Background in consulting, specifically within the payments or fintech space.

• Knowledge of Electronic Money Institution (EMI) licenses and accounting fundamentals.

• Flexible hybrid work: Work remotely up to 50% of the year, including up to 63 days of "work from anywhere" within the EU and UK.*

• Competitive compensation: Market-aligned salary plus stock options for eligible roles.

• Generous time off: 27 vacation days to start, increasing with tenure to up to 32 days.

• Dog-friendly offices: Bring your four-legged friend along – our offices welcome well-behaved dogs.

• Relocation & visa support: Full visa sponsorship and relocation support for international hires joining our Berlin office.*

• Growth & development: German classes, masterclasses, and cross-team mentoring.

• Commuter & mobility perks: Monthly subsidy for the Deutschland-Ticket and tax-advantaged bike leasing via salary conversion.

• Wellbeing & fitness: Mental health support resources and subsidized sports memberships.

• Travel & lifestyle perks: Exclusive discounts via HomeToGo_Friends, Travel Industry Card deals, and 20% off Union Berlin fan gear.

• Climate responsibility: We practice responsible stewardship daily and embed ESG at the heart of our operations, while collaborating with Plan A to stay accountable for our carbon footprint and environmental impact. 

• AI-first culture: Leverage a world-class AI ecosystem with Google Enterprise+, Slack AI, and SOTA model access via Copilot, Claude or LiteLLM. By using our custom agents for automation and knowledge management, you’ll become a first-class adopter of the AI workflows defining industry best practices.

• All legitimate job opportunities are listed on our official Careers Page.
• Any communication from us will come from an @hometogo.com email address.